Systems and Methods for Removing Point of Sale Processing From PCI Scope

摘要

The methods and systems described herein provide for processing payments at a retail location whose infrastructure has been significantly removed from PCI scope. A request for processing payments may be sent from a point of sale lane to a back office server in communication with a credit card terminal. A user may use the credit card terminal to enter in secure payment information which is securely transmitted to a remote authorization service for authorization. Through this method, the credit card terminal and sensitive payment information may be securely isolated from the remaining infrastructure at the retail location.

主权项

1. A method for processing payments, the method comprising:
receiving, by a credit card terminal, secure payment information associated with a respective payment transaction initiated in a retail location; encrypting, by the credit card terminal, the secure payment information; sending, by the credit card terminal, the encrypted secure payment information to a remotely located server for authorization; receiving, by the credit card terminal, a first authorization for the requested payment transaction from the remotely located server; and sending, by the credit card terminal, a second authorization for the requested payment transaction to an electronic device at the retail location over a port designated for communication with electronic devices at the retail location, wherein the second authorization does not include secure payment information.