System and method for managing wireless point-of-sale transactions

摘要

A system that enables a wireless point-of-sale transaction. In one embodiment the system comprises an account module, an account selection module, a display, an input interface, and a wireless transmitter. The account module stores account information corresponding to a plurality of payment accounts. The account selection module selects a payment account from the plurality of payment accounts as a default payment account for a wireless point-of-sale transaction based on one or more predetermined criteria. The display displays the default payment account to a user. The input interface enables the user to accept the default payment account by the account selection module. The wireless transmitter that wirelessly transmits payment information to a point-of-sale device, wherein the payment information comprises account information associated with the default account when the default payment account is accepted via the input interface.

主权项

1. A system that enables a wireless point-of-sale transaction, the system comprising:
an input interface that enables a user to initiate a wireless point-of-sale transaction; a transmitter that wirelessly transmits information to a point-of-sale device in response to the initiation of the wireless point-of-sale transactions that enables the point-of-sale device to confirm payment for the wireless point-of-sale transaction; a receiver that receives a wireless transmission of purchase information, wherein the purchase information comprises price information for goods and/or services related to the wireless point-of-sale transaction and the goods and/or services are initially automatically assigned to one or more default classifications of goods and/or services; and a user spending module that enables the user to reject the one or more default classifications of the goods and/or services and assign the goods and/or services received in the wireless point-of-sale transaction to one or more classifications via the input interface, and tracks the user's spending with respect to a plurality of classifications of goods and/or services based in part on the assignment of the goods and/or services received in the wireless point-of-sale transaction to the one or more classifications.