发明名称 |
SECURE FINANCIAL TRANSACTION USING PLAIN TEXT SMS |
摘要 |
Methods and apparatus, including computer program products, are provided secure payments. In one aspect there is provided a method. The method may include initiating, by an application at a user equipment, generation of a short message service message to carry at least financial transaction information; generating, in response to the initiating, a plaintext descriptor portion and an encrypted portion, wherein the plaintext descriptor portion provides a plaintext representation of the financial transaction information carried by the short message service message, and wherein the encrypted portion includes the financial transaction information in an encrypted form; and sending, via the short message service message, the plaintext descriptor portion and the encrypted portion. Related apparatus, systems, methods, and articles are also described. |
申请公布号 |
US2016005035(A1) |
申请公布日期 |
2016.01.07 |
申请号 |
US201414322276 |
申请日期 |
2014.07.02 |
申请人 |
Mistral Mobile |
发明人 |
Schulze Ludwig;Tervo Timo P. |
分类号 |
G06Q20/40;H04L29/06;H04W4/12 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
1. A method comprising:
initiating, by an application at a user equipment, generation of a short message service message to carry at least financial transaction information; generating, in response to the initiating, a plaintext descriptor portion and an encrypted portion, wherein the plaintext descriptor portion provides a plaintext representation of the financial transaction information carried by the short message service message, and wherein the encrypted portion includes the financial transaction information in an encrypted form; and sending, via the short message service message, the plaintext descriptor portion and the encrypted portion. |
地址 |
Oulu FI |