Method and System for Personal Identity Verification

摘要

A personal identification system for using a personal identification number (PIN) to provide personalized information on a user to a non-user is provided. In one embodiment of the present invention, a host computer is configured to communicate with at least a user computer, a non-user computer, and a verification computer, and to allow a user to create a user account, verify the user's identity, request background information on the user, request at least one PIN, and link a PIN with a verification type. The host computer may further be configured to communicate with the verification computer to acquire personalized data on the user, and to communicate with the non-user computer to provide personalized information on the user in response to entry of a PIN, where the type of personalized information provided is based on the verification type linked to the PIN.

主权项

1. A method for allowing shared access to personalized information on a user, comprising:
acquiring said personalized information on said user, comprising:
receiving by a host computer a request from said user to gather personalized information on said user;sending by said host computer verification data to a user computer, said verification data being used to verify that said user is operating said user computer;receiving by said host computer a response to said verification data from said user computer;determining whether said response to said verification data verifies that said user is operating said user computer;acquiring said personalized information on said user if it is determined that said user is operating said user computer;storing said personalized information in a database; andproviding a first and second personal identification number (PIN) to said user, each one of said first and second PINs comprising a unique alphanumeric value; sharing said personalized information on said user, comprising:
receiving by said host computer said first PIN and a request for said personalized information from a third party computer;receiving by said host computer said second PIN and a request for said personalized information from a fourth party computer;providing in response to said first PIN a first portion of said personalized information to said third party computer; andproviding in response to said second PIN a second portion of said personalized information to said fourth party computer;wherein said first portion of said personalized information is different, at least in part, from said second portion of said personalized information.