SMARTCARD BASED MULTIFACTOR BANKING AUTHENTICATION

摘要

A multifactor authentication (MFA) enforcement server provides multifactor authentication services to users and existing services. During registration, the MFA enforcement server changes a user's password on an existing service to a password unknown to the user. During normal usage when the user accesses the existing service through the MFA enforcement server, the MFA enforcement server enforces a multifactor authentication enforcement policy.

主权项

1. A method performed by a banking server with multifactor authentication comprising:
receiving a login request from a client device in possible communication with a smartcard secure element; providing access to a first set of banking services when the client device is in communication with the smartcard secure element; and providing access to a subset of the first set of banking services when the client device is not in communication with the smartcard secure element.