Insurance processing systems and methods using mobile devices for medical monitoring

摘要

Pursuant to some embodiments, systems, methods and devices are provided for insurance processing including installing a medical monitoring application associated with a user of a mobile device, the medical monitoring application including configuration data associated with at least a first medical monitoring rule, displaying, under control of the medical monitoring application, a series of instructions to cause the mobile device to be configured to communicate with at least a first biometric sensor, collecting, based on the at least first medical monitoring rule, a set of biometric data from the at least first biometric sensor, and transmitting the set of biometric data from the mobile device to a remote processing system for processing a request for insurance.

主权项

1. A system for mobile device enabled insurance medical monitoring, comprising:
a data storage device for storing, updating and providing access to data defining a plurality of medical monitoring rules; a computer processor for executing program instructions and for retrieving said medical monitoring rule data from the data storage device; a memory, coupled to the computer processor, for storing program instructions for execution by the computer processor to process an insurance request message, said insurance request message including data identifying an insurance request associated with a party; determine that said insurance request involves a medical status of said party; determine that a response to said insurance request includes at least a first response involving a medical monitoring option, the medical monitoring option associated with at least one medical monitoring rule; and generate, in response to said insurance request, information associated with said medical monitoring option for transmission to a mobile device of said party, said information associated with said medical monitoring option causing a medical monitoring application to be configured on said mobile device to control the collection of medical data pursuant to said at least one medical monitoring rule; and a mobile device coupled to a sensor, the medical monitoring application being configured on the device to control the collection of medical data by the sensor pursuant to said at least one medical monitoring rule, the sensor being configured through the medical monitoring application.