METHODS OF PROCESSING TRANSACTIONS AND RELATED SYSTEMS AND COMPUTER PROGRAM PRODUCTS

摘要

A method of operating an authentication node is disclosed. Transaction information for a transaction is received from a merchant node. The transaction information includes an identification for a credit/debit account, a name on the credit/debit account, and a transaction amount for the transaction. Responsive to receiving the transaction information, a complete account number for the credit/debit account is determined using the identification for the credit/debit account and the name on the credit/debit account. The identification for the credit/debit account is different than the complete account number for the credit/debit account. In addition, account information may be transmitted to an acquirer node, and the account information may include the complete account number for the credit/debit account, the name on the credit/debit account, and the transaction amount. Related methods of operating merchant nodes, related computer program products, and related computer systems are also disclosed.

主权项

1. A method of operating an authentication node, the method comprising:
receiving transaction information for a transaction from a merchant node, wherein the transaction information comprises an identification for a credit/debit account, a name on the credit/debit account, and a transaction amount for the transaction; and responsive to receiving the transaction information, determining a complete account number for the credit/debit account using the identification for the credit/debit account and the name on the credit/debit account, wherein the identification for the credit/debit account is different than the complete account number for the credit/debit account.