METHOD AND SYSTEM FOR MICRO-ACCUMULATION OF FUNDS

摘要

The present invention includes a method embodiment for accumulation and dispensation of micro-accumulation funds. The method includes performing, by a micro-accumulation fund (“MAF”) system, the system including a user interface device, a data storage device, and a processor, the steps of: receiving point-of-sale information relating to a purchase made by a user; computing a round-off amount in accordance with a user-defined rounding value; and transferring the round-off amount to a holding account. The present invention is further directed toward embodiments including a system and a computer program stored on a non-transitory computer-readable medium.

主权项

1. A method for accumulation and disbursement of micro-accumulation funds, the method comprising:
performing, by a micro-accumulation fund (“MAF”) system, the system comprising a user interface device, a data storage device, and a processor, the steps of:
receiving point-of-sale information relating to a purchase made by a user;computing a round-off amount in accordance with a user-defined rounding value;transferring the round-off amount to a holding account; andtransferring, based on a transfer condition, at least a portion of the holding account to a destination account.