摘要 |
Using at least one computer processor, a first input is received from a payor. The first input specifies a payee account for a transaction. For each payment source among a plurality of payment sources available to the payor, the application computes a processing cost associated with said payment source for the transaction, or a net cost to the payor associated with said payment source for the transaction, or both. An indication of one of the payment sources is displayed to the payor. The indication indicates that said one payment source is optimal according to a predetermined criterion. For each payment source, said associated processing cost and/or said associated net cost is/are displayed to the payor. A payment is processed to the payee account using one of the payment sources, which may be the payment source that was determined to be optimal or another payment source. |