摘要 |
<p>Patents Act 1990 MERCHANT SERVICE TO PROCESS PAYMENT / HEALTH FUND CLAIM / MEDICARE CLAIM ON WEB (INTERNET) ENABLED DEVICE FOR HEALTH PRACTITIONER SERVICES WITHOUT USE OF MERCHANT TERMINAL / EFTPOS TERMINAL The requested patent is for an innovation in a process, hardware, software that currently exists. The request is to patent the process, software, programming, Application (also known as an "App" on mobile, web enabled devices) that will process/enable payment and/or Health Fund claim and/or Medicare claim (this process is known as "Merchant Services") on web (internet) enabled devices for patients (the consumer or "purchaser" of services) to use to pay for Health Practitioner services on a web (internet) enabled devices without use of a physical merchant terminal / EFTPOS (electronic funds transfer at point of sale) terminal. PROCESS FLOW Practitioner/MERCHANT uses Practice Management Software to input charges / fees for services rendered MERCHANT SERVICE receives charge details MERCHANT SERVICE contacts HEALTH HEALTH FUND/MEDICARE sends FUND/MEDICARE for Member's Benefits Member's Benefit amount to applicable to service received Practitioner/MERCHANT bank account HEALTH FUND/MEDICARE rebate amount uploaded to MERCHANT SERVICE MERCHANT SERVICE calculates 'gap' payable by PATIENT PATIENT accepts charges on mobile web (internet) enabled device MERCHANT SERVICE charges PATIENT 'gap' via payment method created by PATIENT in profile set up 'I MERCHANT SERVICE sends 'gap' amount to Practitioner/MERCHANT bank account Practitioner / MERCHANT receives full payment for services rendered</p> |