| 摘要 |
A method for performing a transaction initiated with near field communication, NFC, interaction between a user terminal including a subscriber identity module residing in the user terminal and a NFC reader. In the method a request including an amount of the transaction and an identifier obtained from a secure element of the subscriber identity module residing in the user terminal is delivered and a payment card number corresponding to the identifier is obtained. Finally, a transaction request is initiated towards a transaction management system and in response to a successful acknowledgment from the transaction management system an acknowledgement on successful transaction is delivered, and in response to an unsuccessful acknowledgement from the transaction management system the transaction request, canceling the transaction. |
| 主权项 |
1. A method for performing a transaction wherein the transaction is initiated with near field communication, NFC, interaction between a user terminal (110) comprising a subscriber identity module (310) residing in the user terminal (110) and a NFC reader (120), the method comprising:
receiving, in a server, a request for the transaction (210), the request comprising an amount of the transaction and an identifier obtained from a secure element (320) of the subscriber identity module (310) residing in the user terminal (110) through the interaction between the user terminal (110) and the NFC reader (120), obtaining a payment card number corresponding to the identifier (220) within the request by initiating a query to data storage accessible to the server (130), the data storage storing information on at least one identifier and at least one payment card number corresponding to the identifier, initiating a transaction request (230) towards a transaction management system (140) managing transactions with the payment card in question, the transaction request comprising the amount of the transaction and the payment card number, and in response to a successful acknowledgment from the transaction management system (140) to the transaction request, delivering an acknowledgement on successful transaction (260), and in response to an unsuccessful acknowledgement from the transaction management system to the transaction request, canceling the transaction (270). |
