METHOD AND SYSTEM USING PORTABLE CONSUMER DEVICE INCLUDING PAYMENT CAPABILITY

摘要

A method for receiving cash from a merchant is disclosed. The method includes interacting with an access device at a merchant in a transaction using a portable consumer device. The portable consumer device is associated with a monetary value that represents wages earned by an employee. After interacting, the access device sends an authorization request message to an issuer of the portable consumer device. The issuer thereafter sends an authorization response message back to the merchant indicating approval of the transaction. The employee then receives cash from the merchant that is substantially equal to the monetary value associated with the portable consumer device.