发明名称 LOAN-SETTING SYSTEM BASED ON RISK ASSESSMENT
摘要 <P>PROBLEM TO BE SOLVED: To perform, in particular, setting on the basis of risk assessment in advance, and to set automatic overdrawn service (loan) by using an ATM installed in a branch of a bank, or the like, regarding a loan-setting system utilizing the ATM. <P>SOLUTION: A management center 1 is connected to ATMs 2a-2c, 3a-3c, and so on, installed at each part via a dedicated line or the Internet, and sets the automatic overdrawn service (loan) by using the ATMs 2a-2c, 3a-3c. In this case, credit to a customer is performed in advance, and the pieces of data are stored in a data base; and when there is a desire for automatic overdrawn service via the ATMs, contract of the automatic overdrawn service is quickly performed, and for example, card loan is set. <P>COPYRIGHT: (C)2011,JPO&INPIT
申请公布号 JP2011165001(A) 申请公布日期 2011.08.25
申请号 JP20100028082 申请日期 2010.02.10
申请人 SURUGA BANK LTD 发明人 KAWADA MICHIYUKI;KOBAYASHI MASANORI
分类号 G06Q40/00;G06Q40/02;G06Q40/04;G07D9/00 主分类号 G06Q40/00
代理机构 代理人
主权项
地址