SYSTEMS AND METHODS FOR POSTPONING CHECK SETTLEMENT

摘要

Systems and methods are provided for postponing check settlement. According to one or more embodiments, a method is provided. The method may include receiving, by a computer including one or more processors, check information associated with a check on a current date. The method may also include determining, by the computer, a destination account identifier for the check and determining whether to postpone settlement of the check until after the current date. Furthermore, the method may include identifying, by the computer upon a positive determination to postpone settlement of the check, a delayed settlement date associated with the check. Additionally, the method may include storing an association between the check information, the delayed settlement date, and the destination account identifier in a database in communication with the computer

主权项

1. A method, comprising:
receiving, by a computer comprising one or more processors, check information associated with a check on a current date; determining, by the computer based at least in part on the check information, a destination account identifier for the check; determining whether to postpone settlement of the check until after the current date; identifying, by the computer upon a positive determination to postpone settlement of the check, a delayed settlement date associated with the check; and storing an association between the check information, the delayed settlement date, and the destination account identifier in a database in communication with the computer.