发明名称 PROCESSING ELECTRONIC TOKENS
摘要 Measures, including methods, apparatus and computer software are provided for processing electronic tokens. An authorisation request is received in relation to processing of an electronic token. An identifier for a user terminal associated with the electronic token, and an account, are determined on the basis of the authorisation request. In some arrangements, a location query for the user terminal is performed on the basis of the determined identifier, whereby to determine a location of the user terminal on the basis of a proximity of the user terminal to one or more base stations in a cellular telecommunications network. In some arrangements, a challenge message is sent to the user terminal, to establish a confidence that the transacting user terminal is the designated user terminal. Processing of the electronic token in relation to the account is selectively authorised on the basis of the result of the location query or challenge response.
申请公布号 CA2919113(A1) 申请公布日期 2015.01.29
申请号 CA20142919113 申请日期 2014.07.25
申请人 VISA EUROPE LIMITED 发明人 TARATINE, BORIS;LEWIS, MALCOLM
分类号 G06Q20/32 主分类号 G06Q20/32
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