发明名称 PRICE EVALUATION BASED ON ELECTRONIC RECEIPT DATA
摘要 Embodiments of the invention are directed to systems, methods and computer program products for providing price evaluation based on electronic receipt data. An exemplary apparatus is configured to: identify purchase transaction data associated with identified electronic communications between a merchant and a customer, wherein the purchase transaction data includes product level data from a transaction; receive the identified purchase transaction data, wherein the purchase transaction data is received in an unstructured format; convert the purchase transaction data from the unstructured format to a structured format; associate the structured purchase transaction data with the customer's online banking application; aggregate purchase transaction data related to a first product purchased by a plurality of customers; determine a best price available for the first product based at least partially on an analyses of the purchase transaction data; and communicate the best price available for the first product to one or more parties.
申请公布号 US2015032574(A1) 申请公布日期 2015.01.29
申请号 US201313953218 申请日期 2013.07.29
申请人 BANK OF AMERICA CORPORATION 发明人 Calman Matthew A.;Dintenfass Katherine;Blackhurst Jason P.;Hanson Carrie A.;Bondesen Laura C.
分类号 G06Q30/06 主分类号 G06Q30/06
代理机构 代理人
主权项 1. An apparatus for providing price evaluation based on electronic receipt data, the apparatus comprising: a memory; a processor; and a module stored in the memory, executable by the processor, and configured to: identify purchase transaction data associated with identified electronic communications between a merchant and a customer regarding a transaction, wherein the purchase transaction data includes product level data from a transaction; receive the identified purchase transaction data, wherein the purchase transaction data is received in an unstructured format; convert the purchase transaction data from the unstructured format to a structured format; associate the structured purchase transaction data with the customer's online banking application; aggregate purchase transaction data related to a first product purchased by a plurality of customers; determine a best price available for the first product based at least partially on an analyses of the purchase transaction data related to the first product; and communicate the best price available for the first product to one or more parties.
地址 Charlotte NC US