User authentication based on self-selected preferences

摘要

Embodiments of the invention are directed to a system, method, and a computer program product for a user authentication based on self-selected preferences. The system typically including a memory, a processor, and a module configured to receive a request to execute a user action from a user associated with an application, wherein the user action requires validation of one or more authentication credentials; access a user-selected preference indicating a level of authentication associated with a user-selected preference as desired by the user; determine authentication types from a plurality of authentication types associated with the level of authentication and the user-selected preference; request one or more authentication credentials corresponding to the determined one or more authentication types; receive one or more authentication credentials from the user; validate the one or more authentication credentials and in response to the successful validation of the one or more authentication credentials, execute the user action.

主权项

1. A system for user authentication based on self-selected preferences, the system comprising:
at least one processor; at least one memory; a module stored in memory executable by the at least one processor, and configured to execute computer-readable code to cause the at least one processor to: receive a request to execute a user action from a user associated with an application, wherein the user action requires validation of one or more authentication credentials; access a user-selected preference indicating a level of authentication associated with a user-selected preference as desired and customized by the user wherein the user-selected preferences are predefined by the user, wherein the user-selected preference comprises a time duration defined by a selection of a first time stamp and a second time stamp, a geographic location, and one or more features associated with the application, wherein the time duration is scheduled dynamically; determine one or more authentication types from a plurality of authentication types associated with the level of authentication and the user-selected preference, wherein the one or more authentication types comprises at least one of a hard authentication, a soft authentication, and a zero authentication, wherein the hard authentication is a multi-step verification requiring a user presentation of at least two authentication credentials, wherein the soft authentication is a secondary verification requiring a user presentation of at least one authentication credential associated with the authentication types, wherein zero authentication requires no authentication credentials; determine that at least one of the user-selected preferences are satisfied by the user; request one or more authentication credentials corresponding to the determined one or more authentication types based on at least determining that at least one of the user-selected preferences are satisfied; receive one or more authentication credentials from the user; validate the one or more authentication credentials, thereby resulting in a successful validation of the one or more authentication credentials; and in response to the successful validation of the one or more authentication credentials, execute the user action, wherein executing the user action further comprises enabling the user to access at least a portion of the application, wherein the portion of the application is based on at least the one or more features associated with the application, wherein the one or more features are pre-selected by the user based on the user-selected preferences.