SYSTEMS AND METHODS FOR DETERMINING OCCUPANCY

摘要

Certain implementations may include systems and methods for determining occupancy. According to an example implementation, a method is provided. The method includes receiving identifying information related to occupancy of a target property by a subject. The identifying information may include a name of the subject and an address of the target property. In certain embodiments, the identifying information may include an actual or approximate investigation date to allow a historical evaluation of occupancy at a specific time in the past. The method includes querying one or more public or private databases with the identifying information and receiving, in response to the querying, subject and property information. The method includes determining one or more indicators of occupancy of the target property. The method includes determining, with the one or more computer processors, a score based on the one or more indicators of occupancy; and outputting an indication of the score.

主权项

1. A computer-implemented method comprising:
receiving identifying information related to occupancy of a target property by a subject, the identifying information comprising a name of the subject and an address of the target property; querying one or more public or private databases with the identifying information; receiving, in response to the querying, subject and property information comprising, as applicable, one or more of:
utility records;evidence of commercial transaction behavior by the subject;credit bureau records;property deed and assessment records;public records;public records of relatives;addresses of relatives; andaddress history of relatives; determining, with one or more computer processors, based at least in part on the received subject and property information, one or more indicators of occupancy of the target property comprising, as applicable, one or more of:
an indication of activity at an address of a second property by a previous resident of the target property;an indication of activity verifying the subject occupancy at the target property;an indication of activity verifying non-occupancy by the subject at a previous address associated with the subject; and determining, with the one or more computer processors, a score based on the one or more indicators of occupancy; and outputting an indication of the score.