| 主权项 |
1. A method for classifying a plurality of customer accounts based on a recoverable amount from a customer account of the plurality of customer accounts, the method comprising:
receiving, by a processor, historical data of the customer account and a user input indicating a selection of a predictive analytics algorithm from a set of predictive analytics algorithms; building, by the processor, a predictive data model by executing the predictive analytics algorithm on the historical data, the building comprising:
computing a contact index for the customer account, wherein the contact index denotes a probability of an accountholder of the customer account getting contacted by a user;computing a payment index for the customer account, wherein the payment index denotes the probability of the account holder paying the recoverable amount from an outstanding amount of the customer account; andcomputing a recoverability index based on the contact index, the payment index, and the outstanding amount, wherein the recoverability index denotes the recoverable amount; and classifying, by the processor, the customer account based on the recoverability index. |
