SECURE PAYMENT SYSTEM AND METHOD

摘要

A secure payment system and method are disclosed. An example secure payment system includes a vending device configured to receive a token from the customer for a transaction at the vending device. The vending device is further configured to confirm validity of the token based on a transaction index and a transaction code of the token. In response to a valid token, the vending device is configured to negotiate the transaction for the customer. In an example, the system also includes a remote payment processor to confirm payment by the customer for the transaction and issue the token to the customer, the token having the transaction index and the transaction code.

主权项

1. A digital payment method comprising:
receiving a request from a customer for a transaction at a vending device; confirming payment by the customer for the transaction; issuing a token to the customer for the transaction, the token having a transaction index and a transaction code; receiving the token from the customer at the vending device; confirming validity of the token at the vending device based on the transaction index and the transaction code; and negotiating the transaction for the customer at the vending device.