发明名称 SYSTEM AND METHOD FOR VEHICLE REPAIR COST ESTIMATE VERIFICATION
摘要 A computer system for processing data for verification of vehicle repair estimates in connection with insurance claims includes an insurance claims database having data relating to insurance claims. One or more computer processors are configured to receive claim identifying data from a repair facility computer system; determine, based on the claim identifying data, an insurance claim associated with the claim identifying data; establish secure communication with the repair facility computer system; receive data indicative of a repair estimate associated with the insurance claim from the repair facility computer system; access an evaluation of the estimate based on a plurality of rules, compare the estimate to one or more thresholds, and forward the estimate to a claim handler system.
申请公布号 US2015317739(A1) 申请公布日期 2015.11.05
申请号 US201414265696 申请日期 2014.04.30
申请人 Hartford Fire Insurance Company 发明人 Lawlor Michael John;Siddall Bethany
分类号 G06Q40/08;G06Q30/02;G06Q10/00 主分类号 G06Q40/08
代理机构 代理人
主权项 1. A computer system for processing data for processing data associated with vehicle repair estimates in connection with insurance claims, comprising: one or more data storage devices storing: an insurance claims database having data relating to a plurality of insurance claims; one or more computer processors; a data communications device in communication with the one or more computer processors; a memory device in communication with the one or more computer processors, and storing computer-readable instructions, which instructions, when executed by the one or more computer processors, cause the one or more computer processors to: access, via the data communications device, a vehicle repair rules database storing data indicative of a plurality of vehicle repair rules; receive claim identifying data from a repair facility computer system; determine, based on the claim identifying data, an insurance claim associated with the claim identifying data; receive data indicative of a repair estimate associated with the insurance claim from the repair facility computer system; access data indicative of an evaluation of the received repair estimate, the evaluation being based on an application of a plurality of rules to the repair estimate; and responsive to the data indicative of an amount of the repair estimate being below a first threshold, determine an insurance workflow to include forwarding the estimate for approval; responsive to the data indicative of an amount of the repair estimate being at least the first threshold, and the evaluation being indicative of one or more rules being triggered, determine an insurance workflow to include forwarding the estimate to a claim handler device for review; and responsive to the data indicative of an amount of the repair estimate being at least the first threshold, and the evaluation being indicative of no rules being triggered, determine an insurance workflow to include forwarding the estimate for approval.
地址 Hartford CT US