RECOMMENDED PAYMENT OPTIONS

摘要

Methods and systems for providing the most suitable payment methods to a user in a specific transaction are described. A service provider uses information obtained from a merchant about the transaction and information the service provider knows about a user to generate a list of possible payment methods. The service provider determines which payment methods the user may want to use for the transaction by looking at, for example, user preferences, merchant preferences, and past purchases made by the user, and the payment methods are displayed on a user device.

主权项

1. A system, comprising:
a storage module that accumulates and stores user information that can be referred by a client token; a communication module that transmits the client token to a merchant; and a payment method module that generates a list of possible payment methods for a user based on the user information displayed on a user device and receives a payment method from the merchant through the user device.