COMPUTER PROGRAM, METHOD, AND SYSTEM FOR FACILITATING COMMERCIAL TRANSACTIONS BETWEEN A USER AND A VENDOR

摘要

Embodiments facilitate commercial transactions between a user and one or more vendors without requiring a user to provide information unique to a user account for the vendor. Embodiments prompt a user to select one or more vendors from a list of vendors. An authorization is obtained from the user to allow the computer program to retrieve the product from the list of vendors and on behalf of the user. The computer program then requests and receives, from each vendor, information for accessing an electronic resource of the vendor. In embodiments, the received information is unique to the user account for the vendor. The computer program then obtains the product from the vendor based on the received information. The computer program thus presents a centralized management service for obtaining product from a plurality of vendors and without requiring the user to provide user information unique to the user for each vendor.

主权项

1. A non-transitory computer readable storage medium with an executable program stored thereon for facilitating commercial transactions, wherein the program instructs a processing element to perform the steps of:
presenting, by an administrator and to a user, a set of vendors, wherein each vendor of said set of vendors provides a good or service, wherein the user desires to obtain a cost of the good or service provided by each vendor; prompting the user for an authorization to access each vendor of said set of vendors to obtain the cost of the good or service provided by each vendor; receiving, by the administrator and from the user, authorization to access each vendor of said set of vendors on behalf of the user, wherein the user has a preexisting user account for each vendor of said set of vendors, and the preexisting user account is associated with identification information uniquely identifying the preexisting user account; sending, by the administrator and to each vendor of said set of vendors, the authorization provided by the user; sending, by the administrator and to each vendor of said set of vendors, a request to provide the identification information associated with the preexisting user account; receiving, from at least a portion of said set of vendors, the identification information for the respective preexisting user account; accessing, by the administrator and for each vendor for which identification information was received for the respective preexisting user account, a vendor database associated with the vendor using the identification information for the preexisting user account; obtaining, by the administrator and from the vendor database, the cost of the good or service provided by the vendor, wherein the user's identification information for the preexisting user account uniquely identifies the user during the step of obtaining, by the administrator and from the vendor database, the cost of the good or service provided by the vendor; and presenting, by the administrator and to the user, the obtained cost of the good or service provided by each vendor, wherein the user is presented the obtained cost of the good or service without having to provide to the administrator or the vendor the user's identification information associated with the user's preexisting user account.