发明名称 |
SECURE ELECTRONIC PAYMENT SYSTEM |
摘要 |
A novel method of allowing secure payments from a purchaser to a seller through the utilization of a combined server platform/vault server system. Such a system entails the generation of a subscription service that allows for authentication of a consumer's credit card in terms of pre-approved identification for future transactions. Such a system initiates a tokenization procedure through transfer of credit card information to the server platform through the vault program and to issuing banks/card providers. Upon acceptance thereof, the vault server generates a token that correlates to a specific credit card of a specific user that is then stored on the server platform. Upon request from a subscribing merchant for acceptance of a tokenized card for payments, the user merely needs to provide an identifying code to access the card for such a purpose. |
申请公布号 |
WO2015161235(A1) |
申请公布日期 |
2015.10.22 |
申请号 |
WO2015US26445 |
申请日期 |
2015.04.17 |
申请人 |
RUFFER, JAMES F.;MENDLOWITZ, YITZHAK |
发明人 |
RUFFER, JAMES F.;MENDLOWITZ, YITZHAK |
分类号 |
G06Q20/24;G06Q20/34;G06Q20/40 |
主分类号 |
G06Q20/24 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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