Biometric transaction system and method

摘要

A system for enabling identity verification of an individual in a transaction between the individual and an entity that utilizes a data processing system, an entity device, and an individual device. The individual registers with the data processing system biometric data taken from the individual and data pertaining to an individual device. The entity registers with the data processing system entity identifying information. Once the individual and entity agree on a transaction, the entity notifies the data processing system of the pending transaction and requests verification of the individual's identity. The individual communicates to the data processing system individual biometric data. The data processing system compares the biometric data from the individual with registered biometric data. The data processing system forwards a result of the comparison to the entity and upon a successful comparison, may forward any requested information regarding the individual to the entity.

主权项

1. A data processing system, the data processing system comprising:
an entity device that establishes a communication link; wherein the entity device receives a request to verify the identity of an individual, wherein the request includes an individual device code that establishes a communication link with an individual device capable of biometric input; wherein the individual device is identified via the individual device code; wherein a communication link is established with the identified individual device wherein the individual is identified via biometric data; wherein the biometric data is received from the individual via the individual device; wherein individual registered biometric data associated with the individual device code is determined; wherein the received biometric data is compared with the determined registered biometric data to produce a successful or failed comparison; wherein via the established communication link with the entity device, the entity device is notified of a result of the comparison, wherein the result verifies or denies the identity of the individual; and wherein the individual device code is one or more of a digital certificate, a Subscriber Identity Module code, a code for enabling short-range transmissions, a telephone number, an Electronic Serial Number, a mobile identification number, a hardware identification code, and an encryption of a challenge message using a private key.