汇款系统及方法;REMITTANCE SYSTEM AND METHOD

摘要

一汇款系统包含一汇款平台可操作以处理源自于一汇款人之一汇款请求给一目标受款人；该汇款请求包含该汇款人之一主要帐户号码(PAN)；当决定该目标受款人不具有一核准PAN以进行汇款时，该汇款平台进一步可操作以针对该目标受款人产生一电子帐户；其中该电子帐户之产生包含该目标受款人之一独特识别符与针对该受款人之一主要帐户号码产生间之一链结。; the remittance request comprising a primary account number (PAN) of the sender; the remittance platform further operable to create an electronic account for the target beneficiary upon determining that the target beneficiary does not have an approved PAN for remittance to take place; wherein the creation of the electronic account comprises a link between a unique identifier of the target beneficiary and the generation of a primary account number for the beneficiary.