Methods for Enhancing Debt Collection Efficiency

摘要

The methods of this invention solve the problem of low recovery of debt by, prior to recovery of the debt, increasing the debtor's inclination and ability to repay the debt, and only after increasing the debtor's willingness and ability to repay the debt, collecting a greater amount of the debt.

主权项

1. A method of debt collection, comprising the steps:
a debt collector conducting an interview of a debtor regarding a debt owed by the debtor to a creditor; the debt collector obtaining the debtor's education, employment history, and other qualifications and preparing a resume based on the debtor's education, employment history, and other qualifications; the debt collector using the Internet, on behalf of the debtor, to locate an employment opportunity that matches the debtor's education, employment history, and other qualifications; and the debt collector negotiating with the debtor for repayment of the debt.