| 摘要 |
The disclosure concerns computing systems of financial institutions and computing systems that interact and support functions of financial institutions, including sending bills. The computing system receives from the biller, a communication address and billing data and determines based on the communication address a payer identifier and a payer institution. The computing system then sends the billing data associated with the payer identifier to the determined payer institution. Since the payer identifier and payer institution are determined based on the communication address, the payer can receive the bills without entering complicated data. A payer can easily remember the communication address, such as a phone number or email address, and therefore, determining the payer identifier and payer institution based on the communication address is more convenient than other systems that require the payer to enter complicated reference numbers. |
