发明名称 |
METHOD AND SYSTEM FOR ASSURING CURRENCY EXCHANGE RATES |
摘要 |
A method for providing an assured currency exchange rate includes: storing, in an account database, an account profile, wherein the account profile includes data related to a payment account including at least an account identifier, a conversion rule, and a period of time; receiving, by a receiving device, an authorization request for a payment transaction, wherein the authorization request includes at least the account identifier, a transaction amount in a first currency, and a transaction time and/or date that is within the period of time; calculating, by a processing device, a new transaction amount in a second currency based on application of the conversion rule to the transaction amount in the first currency; updating, by the processing device, the authorization request to include the calculated new transaction amount in the second currency; and forwarding, by a transmitting device, the updated authorization request. |
申请公布号 |
US2015294413(A1) |
申请公布日期 |
2015.10.15 |
申请号 |
US201414250870 |
申请日期 |
2014.04.11 |
申请人 |
MasterCard International Incorporated |
发明人 |
JONAS Steven Joel;GOLDBERG Ina;RAYMOND Douglas Michael;KAUH Austin;ELLISON Cleveland Michael |
分类号 |
G06Q40/04 |
主分类号 |
G06Q40/04 |
代理机构 |
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代理人 |
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主权项 |
1. A method for providing an assured currency exchange rate, comprising:
storing, in an account database, an account profile, wherein the account profile includes data related to a payment account including at least an account identifier, a conversion rule, and a period of time; receiving, by a receiving device, an authorization request for a payment transaction, wherein the authorization request includes at least the account identifier, a transaction amount in a first currency, and a transaction time and/or date that is within the period of time; calculating, by a processing device, a new transaction amount in a second currency based on application of the conversion rule to the transaction amount in the first currency; updating, by the processing device, the authorization request to include the calculated new transaction amount in the second currency; and forwarding, by a transmitting device, the updated authorization request. |
地址 |
Purchase NY US |