发明名称 SYSTEMS, APPARATUS AND METHODS FOR IMPROVED AUTHENTICATION
摘要 Multi-factor authentication techniques are described that use secure push authentication technology for transactions. An embodiment includes receiving, by an assurance platform operating as an authentication service platform, a user authentication request and transaction data from an access control server (ACS), determining an authentication rule, generating a user validation request message, transmitting the user validation request message to a user mobile device, and receiving user authentication data. The assurance platform then validates the user authentication data, transmits a device authentication request, receives a device authentication response signed with a private key of the user, and authenticates the user based on the device authentication response and private key.
申请公布号 US2015294313(A1) 申请公布日期 2015.10.15
申请号 US201514684749 申请日期 2015.04.13
申请人 MasterCard International Incorporated 发明人 Kamal Ashfaq;Williamson Gregory D.;Hubbard Steve;Reany Bob
分类号 G06Q20/40;G06Q20/32 主分类号 G06Q20/40
代理机构 代理人
主权项 1. An assurance platform authentication process, comprising: receiving, by an assurance platform operating as an authentication service platform, a user authentication request and transaction data from an access control server (ACS); determining, by the assurance platform, based on the user authentication request an authentication rule concerning a policy associated with an entity; generating, by the assurance platform based on the authentication rule, a user validation request message; transmitting, by the assurance platform to a user mobile device, the user validation request message; receiving, by the assurance platform from the user mobile device, user authentication data; validating, by the assurance platform, the user authentication data; transmitting, by the assurance platform to the user mobile device, a device authentication request; receiving, by the assurance platform from the user mobile device, a device authentication response signed with a private key of the user; and authenticating, by the assurance platform, the user based on the device authentication response and private key.
地址 Purchase NY US