| 摘要 |
A communication system enabling a first wireless subscriber that is need of an instant credit line to use a creditee module on a portable wireless communication device to request for credit from a second subscriber that has available credit held in a financial institution. The second subscriber uses a creditor module on their device to generate rules that should be executed within the system before the requested credit line that is guaranteed by the financial institution of the second subscriber is extended to the first wireless subscriber. Upon successful execution of the rules, a credit authorization code is generated by the system and forwarded to the creditee module of the first subscriber's device such that the code can be subsequently used after a purchase transaction is initiated by the first subscriber to pay for purchases at the site of the vendor. The vendor then employs a vendor's module to apply the issued credit as prescribed by the creditor module. |
