Methods, Systems, Devices and Associated Computer Executable Code for Facilitating Securitized Funding of Deposits, Collateral, Bonds and/or Securities

摘要

Disclosed are methods and systems for facilitating credit based transactions associated with purchase of goods, services or real estate having a cost, any other transaction and/or for providing a security, collateral, deposit or bond. According to some embodiments of the present invention, data indicating the cost of goods, service, security, collateral, deposit or bond may be received over a data network. The cost of the transaction/security may then be securitized over a data network against a credit line provided by a primary credit provider. Upon securitization, a secondary credit provider may fund the transaction/security. The secondary credit provider may intermittently receive partial payment of the transaction's cost while intermittently re-securitizing an outstanding transaction balance until the entire transaction cost+any associated fees/commissions has been repaid.

主权项

1. A method for providing financing, said method comprising:
using communication circuitry to receive, over a data network, data indicating a cost associated with a transaction; using the communication circuitry to receive, over the data network: (a) identifying details of a first party to the transaction, and (b) details of a credit line the first party has with a primary credit provider; securitizing, over the data network, at least part of the cost against the credit line, by sending to the primary credit provider, using the communication circuitry, a request for a credit authorization for the at least part of the cost and receiving a first credit authorization, from the primary credit provider, for the at least part of the cost; financing at least part of the cost upon said securitization; and prior to expiration of the first credit authorization, automatically re-securitizing an outstanding balance of the at least part of the cost against the credit line, by sending to the primary credit provider, using the communication circuitry, a second request for a credit authorization for the outstanding balance of the at least part of the cost and receiving a second credit authorization from the primary credit provider for the outstanding balance of the at least part of the cost.