| 摘要 |
Automated techniques for providing loans, such as short term loans, include receiving a telephonic loan application from a customer and electronically verifying information in the telephonic loan application. Based on the results of the verification, a determination is made as to whether to provide the loan. When the loan is to be provided, the customer is instructed to accept the terms and conditions of the loan using a telephone. Upon acceptance, the loan is dispensed.
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