| 摘要 |
A payment System for online purchases that includes as participants a System Administrator (101), Members (102), Merchants (104) and Subscribers (103) /Non-Subscribers. Participating purchasers are Subscribers (103) to a Member (102). Subscribers (103) have pre-determined purchase limit and delivery address for goods. Members (102) may or may not be banking / financial institutions. Merchants (104) charge the System Administrator (101) for the value of purchased made by purchasers (103). The System Administrator (101) charges the Members (102) to which purchases (103) subscribe. System Administrator (101) guarantees payment to Merchants (104). Members (102) guarantee payment to the System Administrator (101). Members (102) have their own commercial arrangement in place with their subscribing purchasers (103) to recover money or moneys worth in exchange for the payments they make on behalf of the Subscribers (103) to the System Administrator (101). Non-subscribers pay in advance. Multiple signatories for are supported for large value transactions. |
