Funds accumulation systems and methods

摘要

The disclosed systems and methods leverage the buying power of persons affiliated with the Participating Organization (hereafter "Affiliated Individuals") by negotiating discounts with a network of Preferred Providers of good and services. Funds are generated in the form of discounts when Affiliated Individuals use a particular spending vehicle to make purchases from a Preferred Provider. According to one embodiment, the discounts are not returned to purchasers at the point of sale but are instead transmitted to a System Administrator where they are pooled for the benefit of the Participating Organization.