| 摘要 |
A system is provided for transferring funds between first and second participants to a face-to-face transaction. The system includes a software program, a first instance of which is installed on a first mobile communications device (401) associated with the first participant, and a second instance of which is on a second device (451) associated with the second participant. The program allows the second participant to receive an offer of payment (405) sent by the first participant from the first mobile communications device such that the offer is displayed on the second device. The offer indicates the amount of payment (409) associated with the offer, contains an image (407) of the first participant, and is accompanied by an acceptance indicia which, when selected by the second participant, results in the transfer of funds from an account associated with the first participant to an account associated with the second participant. |
