METHODS AND SYSTEMS FOR IMPROVED APPLICATION SUBMISSIONS

摘要

Systems and methods for verifying data elements containing user-submitted information. The information entered into a form may transmitted to a service provider associated with a transaction involving the user, such as an application for a loan. The service provide may operate or contract with a verification service implement various data review and verification techniques described herein. Devices of the verification service may obtain public and private records about the user from a number external databases. The devices of the verification service may identify which portions of information pertain to the user and the submitted data elements, and then determine whether the information in those submitted data elements matches with the records of the external databases. The devices of the verification service may generate a response in real-time (i.e., as the user is entering data in the capture form) or after the user completes the data element capture form.