| 摘要 |
A method and device for achieving remote payment. The method comprises: a smart card of a mobile terminal containing a USB key, and arranging a USB key processing unit inside the smart card; and further comprises: sending, by a payment application client, a command related to the USB key; converting, by a converter drive unit, a command related to the USB key into a command in the format of an application protocol data unit (APDU); and receiving and reading, by the USB key processing unit, the command in the format of an APDU, so as to activate the USB key and execute a remote payment instruction. In the technical solution, the USB key is set on the smart card of the mobile terminal, the command related to the USB key is converted into the command in the format of an APDU through the converter drive unit, and the command in the format of an APDU is received and read through the USB key processing unit, so as to activate the USB key and execute the remote payment instruction, and therefore, it is ensured that the remote payment is achieved securely without additional hardware costs. |
