发明名称 |
METHOD FOR PROCESSING TRANSACTION USING DYNAMIC PAN |
摘要 |
The present invention relates to a method for processing a transaction using a dynamic primary account number (PAN), which can minimize changes of existing infrastructures such as a card reader, a VAN server, and a card company server; reduce burdens relating to such changes; and can improve the security of a transaction of payment devices such as a magnetic strip card, an IC card, and a portable terminal. To this end, the method for processing a transaction using a dynamic PAN, according to the present invention, is performed by a payment device which provides track 2 information of an international standardization organization (ISO) standard to a card reader and comprises the steps of: partitioning a PAN area of track 2 information into a first area which includes a bank information number (BIN) and a second area which does not include the BIN; forming a dynamic area by encoding the second area; forming one dynamic PAN area by combining the first area and the dynamic area; and providing track 2 information which includes the dynamic PAN area to the card reader. |
申请公布号 |
EP2924641(A1) |
申请公布日期 |
2015.09.30 |
申请号 |
EP20120888916 |
申请日期 |
2012.12.28 |
申请人 |
SHINHANCARD CO., LTD.;KB KOOKMINCARD CO., LTD.;HYUNDAI CARD CO., LTD.;LOTTE CARD CO., LTD.;SAMSUNG CARD CO., LTD.;NONGHYUP BANK |
发明人 |
PARK, HAE CHUL;KIM, BYUNGSOO;LEE, JEONGJIN |
分类号 |
G06Q20/40;G06Q20/24;G06Q20/38 |
主分类号 |
G06Q20/40 |
代理机构 |
|
代理人 |
|
主权项 |
|
地址 |
|