发明名称 Driving trip and pattern analysis
摘要 A driving analysis server may be configured to receive vehicle location data and/or operation data from one or more vehicle systems, identify driving trips and/or driving patterns based on the vehicle data, determine risk assessment values corresponding to the driving trips and driving patterns, and calculate driver scores based on the analyzed driving trip and driving pattern data. Destination locations may be identified for a vehicle's driving trips, and information relating to the destination locations may be retrieved and analyzed to determine risk factors and risk assessment values associated with driving to and from the destination, as well as parking at the destination. Specific driving trip types or purposes may be identified, and driving scores may be calculated based on the vehicle location and time data, including the risk factors, risk assessment values, and the determined trip types or purposes.
申请公布号 US9141995(B1) 申请公布日期 2015.09.22
申请号 US201313770515 申请日期 2013.02.19
申请人 Allstate Insurance Company 发明人 Brinkmann Margaret A.;Kraft Daniel;Bryer Nathan M.;Huls Eric;Warden Thomas M.
分类号 G06Q40/08 主分类号 G06Q40/08
代理机构 Banner & Witcoff, Ltd. 代理人 Banner & Witcoff, Ltd.
主权项 1. A driving analysis server comprising: a processing unit comprising a processor; and a memory unit storing computer-executable instructions, which when executed by the processing unit, cause the driving analysis server to: receive vehicle data from a plurality of sensors arranged on a first vehicle, the vehicle data corresponding to at least a first driving trip by the first vehicle;perform an analysis of the received vehicle data and determine one or more risk assessment values corresponding to the first driving trip, wherein determining the risk assessment values comprises: determining a source location of the first driving trip;determining a first destination of the first driving trip, the first destination being the first destination to which the first vehicle will travel from the determined source location;determining a first set of risk factors for evaluation based on the determined first destination;determining one or more driving risk assessment values for risk factors of the first set of risk factors, the one or more driving risk assessment values being associated with driving the first vehicle to or from the first destination during the first driving trip;determining a second set of risk factors for evaluation based on parking the first vehicle at the first destination, the second set of risk factors being different from the first set of risk factors;determining one or more parking risk assessment values for risk factors of the second set of risk factors, the one or more parking assessment values being associated with parking the first vehicle at the first destination during the first driving trip;determining a second destination of the first driving trip;determining a third set of risk factors for evaluation based on the determined second destination of the first driving trip, the third set of risk factors being different from the first and second sets of risk factors;determining one or more driving risk assessment values for risk factors of the third set of risk factors, the one or more driving risk assessment values being associated with driving the vehicle to or from the second destination during the first driving trip;determining one or more parking risk assessment values associated with parking the first vehicle at the second destination during the first driving trip, the parking risk assessment value being based on the second set of risk factors; andcalculate a driver score for the first vehicle or a first driver of the first vehicle, based at least on the driving risk assessment values and the parking risk assessment values corresponding to the first driving trip.
地址 Northbrook IL US