PAYING METHOD AND SYSTEM BY USING NETWORK

摘要

The present invention provides a network payment method and system. The network payment method used in a network payment system comprising a first-type bank server, a first-type client terminal, a second-type bank server, a second-type client terminal, a logistics server, and a network payment server, the method comprises the steps of: the first-type client terminal sends application information to the network payment server so as to apply for an information packet for promise of payment; the network payment server generates a temporary information packet for promise of payment based on the application information, and sends the temporary information packet to the first-type bank server; the first-type bank server receives the temporary information packet, and authenticates it; and if the authentication is successful, the first-type bank server generates an information packet for promise of payment, freezes funds, and sends the information for the freezing to the second-type bank server.

主权项

1. A network payment method used in a network payment system comprising a first-type bank server, a first-type client terminal, a second-type bank server, a second-type client terminal, a logistics server, and a network payment server,
the network payment method comprises the steps of: the first-type client terminal sends application information to the network payment server so as to apply for an information packet for promise of payment; the network payment server generates a temporary information packet for promise of payment based on the application information sent by the first-type client terminal, and sends the temporary information packet for promise of payment to the first-type bank server; the first-type bank server receives the temporary information packet for promise of payment sent by the network payment server, and authenticates the temporary information packet for promise of payment; and if the authentication is successful, the first-type bank server generates an information packet for promise of payment according to the temporary information packet for promise of payment, freezes funds, and sends the information for the freezing of the funds to the second-type bank server.