摘要 |
Disclosed is a secure payment method. The secure payment method comprises the steps of: acquiring, by a mobile terminal, a dynamic transaction code sent by a payment background; sending to a payment terminal, by the mobile terminal, a dynamic personal voucher code containing the dynamic transaction code; receiving, by the payment terminal, the input transaction amount; sending, by the payment terminal, the dynamic personal voucher code and the transaction amount to the payment background; after the dynamic personal voucher code is verified, sending, by the payment background, verification information to the payment terminal; and after an input account password is received, sending, by the payment terminal, the account password to the payment background to conduct payment. Also disclosed are a secure payment system and a POS terminal. The account password for payment is input from the payment terminal, thereby effectively avoiding the potential security risks caused by inputting a password from the mobile terminal, so that the payment security is improved. |