Method of Producing a Check using an ATM

摘要

Embodiments of the disclosed technology are directed to a device and/or method for drafting, printing, and/or sending a negotiable instrument, such as a check or money order. An automated teller machine (ATM) performs numerous electronic banking functions, including the execution of a check from a user's bank account. The user accesses the features of the ATM by inserting a bank card and entering security credentials. Amongst the other functions of an ATM, the ATM may be directed to draft a negotiable instrument payable to a payee or cash. The user may enter an amount, name of a payee, and other relevant information before dispatching the negotiable instrument. The user may then select a delivery method of dispatching the instrument. The available delivery methods may be printing, and/or mail to the recipient's address.

主权项

1. A method of generating and printing a certified bank check comprising:
authorizing an account holder access to an account of said account holder via an interface physically located on an automated teller machine (ATM) associated with a bank; receiving from said account holder an amount of said certified bank check to be printed; confirming that said account associated with said user has sufficient funds to cover said inputted amount; and printing said certified bank check on paper with printed insignia and data designed for exclusive use by said bank.