METHODS AND SYSTEMS TO REMOTELY ISSUE PROXIMITY PAYMENT DEVICES

摘要

A system is described for remotely issuing a payment device. The system includes a payment network, a chip card issuer and a remote dispensing device. The remote dispensing device is configured to receive a request from a consumer to purchase a proximity payment card, to transmit a transaction authorization request to the payment network and to receive a transaction authorization. The remote dispensing device then reads proximity payment card information from a pre-personalized proximity payment card, transmits it and a request for personalization data to the chip card issuer, receives the personalization data and transmits it to the pre-personalized proximity payment card to store thereon to create a personalized proximity payment card, and lastly dispenses the personalized proximity payment card to the consumer.

主权项

1. A system, comprising:
a payment network; a chip card issuer operably connected to the payment network; and a remote dispensing device comprising an input device, a display device, a payment acceptor, a card stock of pre-personalized proximity payment cards, and a proximity payment card dispenser, the remote dispensing device operably connected to the payment network and to the chip card issuer and configured to:
receive a request from a consumer using the input device to purchase a proximity payment card, the request including a load amount and a form of payment;transmit a transaction authorization request to the payment network comprising the load amount and the form of payment;receive a transaction authorization message from the payment network;contactlessly read proximity payment card information from a pre-personalized proximity payment card of the card stock, the proximity payment card information including an integrated circuit (IC) serial number;transmit the pre-personalized proximity payment card information, the load amount, remote dispensing device identification information, and a request for personalization data to the chip card issuer to personalize the pre-personalized proximity payment card;receive the personalization data from the chip card issuer, wherein the personalization data includes a primary account number (PAN) of the consumer;contactlessly transmit the personalization data to the pre-personalized proximity payment card for storing in an IC to create a personalized proximity payment card; anddispense the personalized proximity payment card to the consumer via the proximity payment card dispenser.