System and method for independently authorizing auxiliary communication services

摘要

Systems and methods which determines the likelihood that a calling (or in some cases the called) user will pay for a particular auxiliary service are described. A system of an embodiment considers the user's credit risk and his/her propensity to pay, when deciding if the user is eligible for a particular auxiliary service. A methodology used for determining propensity to pay for an auxiliary service according to embodiments is independent from a determination of propensity to pay for a basic calling service. Thus, the criteria used, and the weight given to each criteria, for determining eligibility for auxiliary services can be different from the criteria and criteria weight used for basic communication connections.

主权项

1. A transaction authorization system, comprising:
at least one processor; and a memory coupled to the at least one processor, the memory configured to store instructions executable by the at least one processor to cause the system to:
receive, via an authorization interface, one or more transaction requests from a user, the requests pertaining to a Billing Telephone Number (BTN);assess, via a scoring module, for assessing a profitability score associated with at least one of: said BTN and said one or more transaction requests; andprovide a transaction service to the user based upon the profitability score associated with the one or more transaction requests.