发明名称 Anonymous Electronic Payment System
摘要 Systems and methods for autonomous online payments to an individual are described. A request to generate an electronic payment user interface associated with an individual for a transaction to an account associated with an entity is received. One or more individual defined criteria associated with the electronic payment user interface for the transaction is received. An Internet accessible address to the electronic payment user interface is generated. A request input from a payer to access, via the Internet accessible address, the electronic payment user interface associated with the individual is received. An authorization input from the payer to make an electronic payment of monetary funds from an account of the payer to the account of the individual is received, and access by the individual to personally identifiable information of the payer regarding the transaction is prevented.
申请公布号 US2015254660(A1) 申请公布日期 2015.09.10
申请号 US201514716458 申请日期 2015.05.19
申请人 Bank of America Corporation 发明人 Allison, JR. Thayer S.;Lai Aaron H.;Ghosh Debashis;Joa David
分类号 G06Q20/40 主分类号 G06Q20/40
代理机构 代理人
主权项 1. A computer-implemented method comprising: receiving, at a first computing device, a request from a first individual to generate an electronic payment user interface for a first transaction, wherein the first transaction comprises a transaction to the first individual's account, and wherein the account is managed by an entity; receiving, at the first computing device, at least one criterion defined by the first individual, wherein the at least one criterion is associated with the electronic payment user interface for the first transaction; generating, by the first computing device, an Internet accessible address to the electronic payment user interface; receiving, at a second computing device, a request input from a second individual, different from the first individual, to access, via the Internet accessible address, the electronic payment user interface; receiving, at the second computing device, an authorization input from the second individual to make an electronic payment of an amount of monetary funds from the second individual's account to the first individual's account; and preventing access by the first individual to information that personally identifies the second individual, wherein the at least one criterion comprises an expiration point specifying a date when monetary funds are no longer authorized for transfer into the first individual's account.
地址 Charlotte NC US