| 摘要 |
Disclosed is a card payment method using a wireless terminal comprising: a step of reading card information from a card by a payment terminal; a step of transmitting payment information wherein the read card information is input, and identification information of the payment terminal to a management server via a network; a step of receiving the card information, the payment information, and the identification information by the management server, and extracting a phone number matched with the card information and pushing the payment information to a wireless terminal corresponding to the phone number; a step of receiving specific payment confirmation information that only a user knows, from the user by the wireless terminal and transmitting the same to the management server; a step of determining whether the payment confirmation information received from the wireless terminal and the previously registered payment confirmation information are compared and matched by the management server, and authenticating the user; a step of performing OTP authentication between the management server and the wireless terminal if matched; and a step of transmitting payment authorization to the payment terminal by the management server when the OTP authentication is completed, and issuing a receipt by performing payment by the payment terminal. |
