ACCOUNT TOKEN ASSOCIATIONS BASED ON SPENDING THRESHOLDS

摘要

Embodiments for providing token-account associations based on spending thresholds include systems and methods for generating tokens and associating the tokens with an account. The systems set parameters for the token, where the token parameters include at least a transaction amount maximum. The systems further receive transaction data associated with the transaction and compare the transaction data with the token parameters.

主权项

1. A system for providing token-account associations, whereby the system modifies token-account associations based on various token parameters, the system comprising:
a computer apparatus including a processor and a memory; and a software module stored in the memory, comprising executable instructions that when executed by the processor cause the processor to: receive a token request from a user; generate a token; associate the token with a first account; set parameters for the token, the token parameters comprising at least a financial transaction amount maximum; allow the user to select the token for a financial transaction; receive transaction data associated with the financial transaction; and compare the transaction data with the token parameters.