ATM TOKEN CASH WITHDRAWAL

摘要

Embodiments of the invention are directed to systems, methods and computer program products for managing financial tokens associated with a financial account, whereby the systems, methods, and computer program products are directed towards generating and authenticating tokens associated with the financial account in order to grant access to a user to conduct financial transactions on the financial account using an Automated Teller Machine (ATM). The system, methods, and computer program products are configured to generate a server token, wherein the server token is associated with at least one financial account; communicate, to a first mobile device, a server packet, wherein the server packet comprises at least the server token; receive, from an ATM, a security packet communicated from a second mobile device to the ATM, wherein the security packet comprises at least a device token; authenticate the device token, the authentication comprising comparing the device token with the server token, thereby resulting in a successful authentication of the device token; and communicate the successful authentication to the ATM.

主权项

1. A system for managing financial tokens associated with a financial account, whereby the system generates and authenticates tokens associated with the financial account in order to grant access to a user to conduct financial transactions on the financial account using an Automated Teller Machine (ATM), the system comprising:
a memory; a computing processor; and a module stored in the memory, the module comprising instruction code executable by one or more computing processors, and configured to cause the one or more computing processors to:
generate a server token, wherein the server token is associated with at least one financial account;communicate, to a first mobile device, a server packet, wherein the server packet comprises at least the server token;receive, from an ATM, a security packet communicated from a second mobile device to the ATM, wherein the security packet comprises at least a device token;authenticate the device token, the authentication comprising comparing the device token with the server token, thereby resulting in a successful authentication of the device token; andcommunicate the successful authentication to the ATM.