| 摘要 |
A method to process credit card transactions, including obtaining available merchant account IDs allocated to a master merchant account at a credit card processor entity of a credit card transaction network, where the master merchant is authorized to set up merchant accounts based on the master merchant account and assumes merchant-side financial risks of the merchant accounts, receiving, after obtaining the available merchant account IDs, a request from a merchant to set up a merchant account, and assigning, in response to credit approval of the merchant, a merchant account ID selected from the available merchant account IDs to the merchant for setting up the merchant account, where a credit card transaction of the merchant is submitted, subsequent to assigning the merchant account ID, to the credit card processor entity for authorization based on the master merchant account, where the credit card transaction is tagged with the merchant account ID. |
| 主权项 |
1. A method to process credit card transactions, comprising:
obtaining, by the master merchant computer system from a credit card processor computer system of a credit card transaction network, a plurality of available merchant account IDs; transmitting, by a master merchant computer system separate from the credit card processor computer system, a merchant account set up application to a computer system of a merchant of a plurality of merchants; receiving, by the master merchant computer system and after obtaining the plurality of available merchant account IDs and providing the merchant account set up application, a request from the computer system of the merchant via the merchant account set up application to set up a merchant account of the plurality of merchant accounts, wherein the request comprises a name of the merchant; receiving, by the master merchant computer system from a credit card processor computer system, a credit approval of the merchant; assigning, by the master merchant computer system and in response to the credit approval of the merchant and the request, a merchant account ID selected from the plurality of available merchant account IDs to the merchant for setting up the merchant account; receiving, by the master merchant computer system from the credit card processor computer system, a record of a credit card transaction of the merchant, wherein the credit card transaction includes the merchant account ID; identifying, by the master merchant computer system, the name of the merchant based on the merchant account ID included in the record of the credit card transaction; generating, by the master merchant computer system, an amended record of the credit card transaction by at least adding the name of the merchant to the record of the credit card transaction; and sending, by the master merchant computer system, the amended record of the credit card transaction to the credit card processor computer system. |
